Why We Worry About Money But Do Nothing

“Action may not always bring happiness…but there is no happiness without action.” – Benjamin Disraeli

People are strange. (Reminds me of the old Doors song. But that really dates me, so forget I mentioned it.)

Take this recent report from the UK, which I’m sure applies generally to the U.S. as well.

National Savings and Investments and the Institute for Financial Planning say nearly two-thirds of Brits worry about their finances.

Almost half, it seems, find it hard to make their money last until the next payday.

But despite their money worries, only a measly 14% have taken time to pinpoint their financial priorities and plan towards them; 27% confess they’ve never put together a budget.

Instead, 33% say they count on winning the lottery to improve their monetary condition.

Crazy, huh?

I actually get it, though.

It seems so much easier to worry about financial problems than to take steps to fix ’em.

And budgets? Hey, don’t saddle me with spending restrictions!

So if you don’t mind my asking…

Do you worry about money?

If you do, what are you doing about it?

Me, I don’t worry about money like I used to (and I’ll talk about that later). But I’m also in mid-refinancing mode right now, which will increase cash flow, and I’m always on the lookout for new money-making opportunities and income streams.

The real trick, of course, is getting off the sofa and doing something.


So why not stop worrying and do something now?

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